Our Programs
Do you need help with your down payment?
We provide you with down payment assistance options spanning from 0%-6% with a 30-year fixed rate mortgage at a competitive interest rate. The grants require no repayment. Get started now to learn what options are available for you!
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* Please note on the SMAP program that USDA/RD rates are subject to the USDA Daily Maximum rate limit and may not be available to lock on a given day. Please verify with you lender for availability. |
Our Programs
Congratulations! Investing in a home is a significant milestone in your life and likely to be your biggest financial commitment, as well as a commitment to your future and quality of life. Taking the steps toward home ownership can be overwhelming, but we’re here to help!
How Can I Apply?
Our qualified lenders will assist you in applying for our grant. Once you find a home that meets your needs, budget, and is within our home cost limits, it’s time to apply for your loan. You will need to select a lender from our Qualified Lenders page and complete an application.
Become A Lender
Thank you for your interest in partnering with JPFA to bring homeownership to our community. We are excited to provide a unique opportunity for your borrowers and look forward to collaborating to close affordable home loans with you while mitigating risk.